Layby Policy

LAY-BY TERMS AND CONDITIONS

1. Bottic (“the Seller”) and the Purchaser, whose full name and address appear in the Schedule on
   the reverse hereof (hereinafter referred to as “You”), hereby agree to the following terms and
   conditions with regard to the sale of the goods described in the Schedule (“the Goods”);
2. You agree (i) to buy the Goods set out in the Schedule on lay-by; (ii) to pay for the Goods by
   making regular deposits until payment of the full purchase price, as set out in the Schedule; and (iii)
   that this agreement represents the entire agreement between You and the Seller;
3. You understand and agree that you will not become the owner of the Goods until you have paid
   the full purchase price for the Goods;
4. No interest or initiation fees will be charged on the lay-by;
5. You understand and agree that (i) the purchase price of the Goods includes tax/VAT at the current rate
   of tax;and (ii) if, at any time before you pay the full purchase price of the Goods, the tax rate is
   changed in relation to the supply of the Goods, we will be entitled to recover the tax increase from
   you prior to release of the Goods;
6. You must deposit the monthly instalments on or before the due dates indicated on the Schedule
   until the final payment date. All amounts must be via direct payment/eft into the bank account set out in the email confirmation;
7. At the Seller’s discretion, certain merchandise may not qualify for purchase as Lay-by Goods;
8. If you terminate the agreement prior to its expiry date, the Seller shall within 5 business days
   refund you all monies paid by you in terms hereof prior to the date of such termination with termination/cancellation penalty;
9. If You fail to fulfill your obligation to pay the balance of the purchase price in full by not later than
   the expiry date stated on the Schedule (“the Expiry Date”), the Seller shall be entitled, 30 business
   days after the Expiry Date, to terminate this agreement and, in that event, the layby is non-refundable;
10. If your contact details or address change, You must notify the Seller within seven (7) days of such
    change;
    16.No failure or delay by a party to enforce or exercise a right in terms hereof will thereby be
    deemed to be a waiver or abandonment thereof;
11. You agree and consent that we may disclose your personal information to:
    23.1 any person working for us;
    23.2 any organisation which underwrites or supports any of our products which you hold;
    23.3 any person to whom we transfer any of our rights or obligations under this agreement;
    23.4 anyone you authorise us to give personal information to;
    23.5 we may process your information to the extent permitted by law;
12. These terms and conditions may be amended from time to time, and in such a case the amended
    terms and conditions shall apply to you with immediate effect;
13. Laybys may be excluded from certain promotions, such as one-day deals, Black Friday and new
    store opening deals as well as specific offers where limited quantities apply.
    These will be noted in the promotion advertising communications. Please note, the item bought on
    layby is bought at the agreed price, and no correspondence will be entered into should that price
    change during the course of the layby agreement.